NOOR TAKAFUL HEALTH INSURANCE
A economical health insurance in Dubai
UAE has made it compulsory to all independent thereof having health insurance. Many companies provide the services of health insurance, but many are looking for a company that provides basic minimum coverage to follow the rule.
I was also one of them to look for such a company, and I had gone to the Takaful Emarat one of the insurance providing company, their package cost 750 AED, updated price as of April 2020. I found “Noor Takaful” the economical and reasonable among the other companies as the other one ranges from 1000 AED to 8000 AED.
It is located in the New Century Tower (opposite Deira City Center), the office is on the 7th floor of the tower. My visit to the office was very delightful as I did not have to wait for a long time because there were a few other clients to deal with. They provide an extension to last year’s deadline.
What happened if you don’t have insurance?
If one has no health insurance, then there is Fine of 500 AED to be paid per month for the sponsor if the dependent has no guarantee. The deadline for this mandatory health insurance was extended to 31st January 2017 from 31st December 2016. After that, it was extended again, but the period was not given. So, to avoid the excellent ii just applied for it.
Although it looks like a burden to the financial state at some time, you have to pay for this. But in case of any emergency or uncertainty, it will pay you back in terms of hospital bills, and you don’t have to take a loan or outbreak your bank balance.
Who will provide the health Insurance?
Basically, an employer, one may say a sponsor, have to provide health insurance to the employees. It would help if you had to know at the time of signing a contract that whether the company would give the health insurance or you should independently apply for it. In my case, my company was the one who purchased an insurance policy for me. But when I resigned from it, I bought it for myself to be secure.
How to process the Health Insurance Application?
I will share my experience with the processing of application forms of health insurance. I made contact with one of the agents in Takaful Emarat, and the processing fee was 650 AED, which I have paid to the agent with my biography. It took about 24 hours when I receive an email from them about my application form. After receiving the email, I was told that It might take about ten days that my insurance policy will be activated on my Emirates ID.
There is also a procedure to apply online for health insurance, but I preferred to go through an agent who can answer my quires, which I have in my mind about the policy.
How to use health insurance?
When your health insurance is activated against your Emirate ID, you can use the insurance by just showing your Emirates ID. No other card for paperwork is required other than your Emirate ID.
Takaful Emarat is on the 7th floor of New Century Tower, Office No 701-708
Sunday to Wednesday: 8:00 am to 5:00 pm
Thursday: 8:00 am to 3:00 pm
The information provided in the article will help you to apply for the economic health insurance policy. All the procedure for the application is discussed clearly.
If someone has any ambiguity or information about such economic policy for the low budget people, may let us know so we can also provide the information to our readers through the article.
Thanks for reading.